Want to get on top of your finances once and for all?


Making Cents of Money

Join our community of like minded women on the journey towards financial independence. Let us help you take control of your finances, reduce bad debt and move from being a spender to an investor.

Open to women of all ages and levels of financial (and life!) experience.

Join Now!

Your future on your terms

Are you tired of just working to pay the bills and ready to take the next step towards securing your financial future?

Do you feel…

  • Overwhelmed by all the online information
  • Unsure of where to start or what to do next
  • Torn between all the competing priorities like paying the bills, keeping the kids happy and saving for the future?

Deep breath. There’s an easier way to make sense of it all and take control.

An easier way to set goals, map out plans to work towards them and to change your money mindset for good, putting you in better financial stead for the future.


It’s time you controlled your finances, not the other way around


You need to take action NOW and create real change for you and your family

Imagine if you could…

  • Spend more time with your family without worrying about finances
  • Sleep easy knowing that there is a Plan B should anything happen to you, your income or your circumstances
  • Make plans for the future – holidays, investments and big purchases – with confidence, knowing you won’t be racking up more bad debt to do so
  • Work out a plan to pay off your own home and calculate how long it will take


Hear what just some of our members have to say…


ABOUT OUR Making Cents of Money PROGRAM

As part of your membership you will get free access to our tailor-made online video-based program, that is:

  • Jam packed with expert information and guidance WITHOUT the financial jargon
  • Expertly crafted to manage both your financial circumstances AND your financial mindset (this is a big one!)
  • Created to provide you with the information you need to create a secure financial future for you and your family
  • A comprehensive guide that will empower you to take control of your finances one area at a time, from budgeting to super
  • In an easy to access members online portal so you can login and access the content whenever you need it
  • Broken down into quick and easy steps for busy women on the go

And ALL For Just


A single payment of


The BEST value

Join Now

You will learn about…

Module 1: Uncovering your why

As the saying goes, "If it's important to you, you will find a way, if not, you will find an excuse".

For us to be successful in anything we set our mind to, we generally need to feel like our actions have a purpose. So we will kick off the program by helping you to explore your values and uncover the driving force to help you make lasting change.

Module 2: Understanding Your Mindset

As previously touched on in Module 1, your mindset will ultimately determine your behaviour, so in Module 2 we will be looking at which beliefs are holding you back and exploring the influence that fear has on your finances and how you can overcome it.

Module 3: Goal Setting

Deep down we all know goals are important, yet many of us rarely set goals we actually follow through with.

This module will help you commit to working toward one goal and start to make plans for achieving it.

Module 4: Budgeting

Yes, the dreaded 'B' word - Budget. Before we can begin making changes, you need to first identify where your money is going! In this module we will take a look at your cash flow and give your finances a quick check up.

Module 5: Areas To Save

We go about our daily lives thinking that we are spending what we have to spend. But are there areas where we could be saving money? This is what we will explore in Module 5.

Module 6: Managing your money

In this module we will focus on setting up a system for managing your money and giving you an easy way to track your spending and stick to your budget.

Module 7: Demolishing Debts

What is invisible but hangs over your head like a dark cloud? Debt, that’s what! Living debt free is a dream that many never realise, but with a proper plan in place, you can demolish your debt much quicker than you thought possible. Module 7 is our week to tackle this.

Module 8: Protecting What Matters (Part 1)

Most people have some insurance – whether its car, home and contents or life insurance – but how do you know what you really need, and whether you have the right cover? Module 8 will help.

Module 9: Protecting What Matters (Part 2)

If something were to happen to you, would your family have easy access to your important documents and information such as your will and insurance details? This week we will put together an emergency kit so your family can be better prepared and you can have peace of mind.

Module 10: Super Saving

Superannuation is often something you don’t think too much about – until retirement, and unfortunately that’s when you are going to wish you had paid attention sooner! Module 10 will get you thinking about your super now.

Module 11: Investment Basics

Now that you’ve got short term goals and budget down pat, in this module we’ll shed some light on investing!

Module 12: Finish With A Bang!

This is the time to celebrate the end of our journey together by setting you up to continue on your own.

Tell your money where to go, instead of wondering where it went


PLUS, receive instant access to these core foundational training videos

Training 1

Mortgage Basics

Training 2

Investment Basics

Training 3


Training 4

Estate Planning

Training 5

Life Insurance

You get immediate access to all five for FREE as soon as you sign up – so you can get started right away!

Click the tabs below to find out more about the core videos.

PLUS, these bonus tools to support you on your journey

Bonus 1: Women With Cents Financial Health Check

Do you know how your finances are tracking? Perhaps you know they need some attention but you don’t know where to begin?

As a Making Cents of Money club member you will get 12 months free access to our unique Financial Health Check. This is an individually tailored report to help you really get on top of your finances and make the most of the Making Cents of Money Program.

This report will help you prioritise your goals for the short term with a one page snapshot of your finances and identifying the areas which need the most urgent attention. Then you can easily reference that particular section in the Making Cents of Money Program to address it.

It’s your customised roadmap showing you exactly where you should focus your energy to see the biggest impact when it comes to your finances and your financial health. A truly unique opportunity for every member to get exactly what they need out of the program to reach their financial goals.

Bonus 2: Chant West AppleCheck research tool

You’re in a super fund – right? But is it a good one? Are you getting a good investment return? Are the fees reasonable? What about the insurance premiums – are they competitive? Are there other funds you could switch to and get better value for your money?

These are all good questions, but they’re very difficult to answer unless you’re a super expert. To make sense of it all you need expert help, and that’s where Chant West AppleCheck comes in.

AppleCheck has been provided by independent specialist superannuation research consultant, Chant West. It is a quick and simple online comparison tool which allows you to compare superannuation funds on a fair and ‘apples with apples’ basis.

Best of all, you get 12 months free access to the AppleCheck report as part of the Making Cents of Money club!

Bonus 3: Women With Cents Estate Planning Discovery Tool

If something should happen to you, how confident are you that your assets will be distributed according to your wishes?

Our market leading Estate Planning Discovery tool will be invaluable in helping you to review your estate planning needs and identify any gaps, for example in your will.

The best part is, not only will you save on legal fees by using the tool and the information it provides, but you’ll also save on the cost of purchasing this tool with 12 months FREE access with your Making Cents of Money Club Membership.

Bonus 4: Access To The Women With Cents VIP Community

Our VIP facebook group connects you with other like minded women on the same journey to take control of their finances.

Our members tell us it’s invaluable to be able to share stories and ask questions. And you can’t access this community anywhere else!

Bonus 5: Live Q&A Training Sessions

When it comes to your finances, nothing beats asking the experts.

This is your opportunity to get your questions answered by Natasha in an intimate an online video call. There will be a small group of members on each call so you can learn from their experiences as they too embark on the Women with Cents journey.

Wait. Did you say ‘Make Cents‘?

We sure did and no, that’s not a typo…

If you’re still not sure what we’re on about, listen up ladies!

Making Cents of Money is an online training program that shows you how to put together your very own financial plan, step-by-step. That means no more guesswork, no more feeling overwhelmed and no more wanting to pull your hair out.

It’s finance fanatic Tash Janssens’ years of experience rolled into one killer program that is strategic, smart, easy to follow and focused on the details.

Making Cents of Money is a unique 12 lesson program consisting of a series of webinars, worksheets and online tools to help you make sense of your finances. You’ll work through a different topic each week, gaining a better understanding of everything from budgeting to super, setting goals and working towards achieving them.

Basically it’s the kind of info you’d only be able to access through an accountant or financial adviser but for a fraction of the cost!

And best of all, you’ve got one helluva team guiding you through.

It’s your future, so make it happen on your terms


About Natasha Janssens, founder of Women with Cents

Natasha Janssens wears many hats – proud mum to a two year old son, qualified accountant, financial planner, mortgage broker and all round finance fanatic. After arriving in Australia as an 18-year-old refugee, alone, without any money or knowledge of Australia’s financial system, Natasha took it upon herself to learn everything she could – and fast!

Now based in Canberra, Natasha is the founder and director of Sova Financial, a role she balances with family life. When it comes to juggling a business, a child and the transition to a single income household, Natasha knows firsthand just how challenging it can be, and after witnessing other women facing similar struggles she discovered her calling: to shift the way women think about money forever.


It’s not about the cards you are dealt, it’s how you play the handRANDY PAUSCH

Introducing Margie Warrell, best selling author and guest contributor

Having the knowledge and tools to take control of your money is one thing, but having the courage to take the plunge is quite another!

That’s why we are thrilled to have Margie, an international authority on courageous action, on board with us for the first three weeks of the Making Cents of Money program. Courage will play a big part in your financial future as you work through the program and beyond.

Perhaps you’ll need the courage to…

  • Cut up your credit cards
  • Change your job
  • Ask for a pay rise
  • Dive into investing

Whatever you choose, understand that fear plays a key role in holding us back in life, so the key is to know how to use that fear to our advantage!

About Margie Warrell

From a rural upbringing with seven siblings on an Australian dairy farm to being recruited by Fortune 500 companies, Margie Warrell is a force to be reckoned with. The author of three best selling books (Brave, Stop Playing Safe and Find Your Courage) and a certified master coach, Margie has dedicated her life to helping people make braver decisions and lead more purposeful lives.

As a Forbes columnist, she’s interviewed the likes of Sir Richard Branson – it’s conversations like these that inspire her insightful articles – while her work with leading organisations including NASA and the UN make her a leading authority on courageous action.

Margie’s focus is on equipping people with strategies, skills and the mindset to find opportunity in adversity and to thrive in their relationships, work, leadership and life. Perhaps her most important role to date, aside from her numerous accolades and her position as Australia’s first Ambassador for Women in Global Business, Margie is mother to four teenagers and when she’s not saving the business world, she’s off adventuring with her family.

Learn more about Margie’s work and wisdom at www.MargieWarrell.com

Let’s Summarise Everything You’ll Get

  • Lifetime membership to the ‘Making Cents of Money’ Club
  • Our members only 12 module online course
  • INSTANT ACCESS to 5 bonus modules
  • Live Q&A sessions with Natasha
  • Access to the private Women with Cents Facebook community
  • 1 x Women with Cents financial health check report
  • 12 months subscription to the Women with Cents estate planning tool
  • 12 months subscription to the Chant West AppleCheck research tool

The Making Cents Of Money club will help you:

  • Set goals and map out ways to achieve them
  • Become well on your way to kicking your first financial goal
  • Have a better understanding of Australia’s financial systems – and your own finances!

And much much more!

And ALL For Just $397

Choose one of the following options


A single payment of


The BEST value

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