Empowering women
to achieve
financial independence
TRANSFORM YOUR MONEY HABITS AND YOUR FUTURE
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Free Resources Blog
Be sure to check out our blog and calculators for some great free resources and helpful information that will see you set yourself and your family up for a prosperous future!

Subscribe to our Podcast
We have a great range of podcasts available for you to download and listen to on the run! Don’t miss our “Cents and the City” series and begin an amazing journey today!

Coaching
Call
Looking for a bit more one-on-one support to see you through the process of taking control of your finances? No problem! We have a range of affordable options available. Just get in touch to discuss your needs.

Making Cents of Money
Be sure to look at our 12 week course that enables you to take control of your finances, teaches you to reduce bad debt and stop the cycle of living from pay cheque to pay cheque.

Facebook Community
Join an exclusive and unwavering support group of the like-minded women on the same journey of discovery to take control of their finances once and for all.
TRANSFORMING MONEY HABITS ACROSS AUSTRALIA

Kristine, 36 yo – Mother of Two and Mumpreneur
Thank you soooo much! So much valuable information and it really got me thinking about savings and future investments & what we need to do to get ahead!

Melissa, 28 yo – Mother of Two and Fulltime Executive Assistant
Wow. I’ve just joined the community and have found so many useful things already. Where have I been…?. Lol! Thanks so much.

Reem, 28 yo – First time Mum and Fulltime Project Officer
It’s really wonderful to be able to learn the things I need to take proper control of my finances, and I’m so grateful for the opportunity. Thanks so much!
REAL WOMEN, REAL SAVINGS
We often get asked what kind of results you can expect to see by applying some of the tips and advice we recommend to our Women with Cents. Here are some examples of recent results.

Single mum Jenny shaved two years off her mortgage and saved $67,000
Jenny, a 37 yo single mum had a $455K mortgage and only $85K in super. Even though she earns $85K a year we worked out she will have a shortfall when she retires in about 30 years. Plus, Jenny was on track to pay a whopping $373,057 in interest on her mortgage! Jenny learnt about the best way to refinance her mortgage and save over $67,000. We also taught Jenny a way to shave another 2 years off her mortgage repayments just by buying cheaper groceries!

Alexandra got an additional $95,000 for her families’ retirement and freed up $31,000 extra cash for them to use each year!
Alex and Will are 40 with 3 kids and earn $90,000 between them (before tax) each year and had $280,000 in super combined. We showed them how to consolidate their super and in the process saved them nearly $4,000 a year in super fees, which is $95,000 extra for their retirement. We also showed them a better strategy to manage their cash which freed up $31,396 a year in cash flow for them NOW and saved them over $154,000 in interest.
Transform your money
habits and your future
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The information provided by Women with Cents is general in nature. It doesn’t take into account your objectives, personal financial situation or needs. Think of it as educational material that helps you make more-informed decisions. We recommend you obtain financial, tax and credit advice specific to your situation before making any investment or financial decisions.
Sova Financial Pty Ltd Trading as Women with Cents (ABN 71 163 435 836) | Sova Financial is an authorised Credit Representative (443432) of Finsure Finance & Insurance Pty Ltd (ACL 384704, ABN 72 068 153 926) | Sova Financial is a corporate authorised representative (468977) of Shartru Wealth Management (AFSL 422409, ABN 46 158 536 871)