WHY JOIN WOMEN WITH CENTS?

Free Resources
Be sure to check out our blog and calculators for some great free resources. For added support and all your money questions answered, join our private Facebook community.

FINANCIAL HEALTH CHECK
Not sure if there is something you could be doing better with your money? Have a financial decision you are struggling to make? Then our Financial Health Check is for you. Just get in touch to book an appointment.

MONEY TYPE QUIZ
It takes more than I.Q. to be good with money. Our emotions, beliefs, habits and upbringing all play a part. Our quick quiz will give you insight to help you transform your relationship with money.

Making Cents of Money
Our self paced 12 week course will gently guide you through every aspect of your finances so that you can stop treading water and start feeling more in control of your financial future.

WORKPLACE SUPPORT
Need an inspiring Key Note speaker or a tailored financial well-being workshop for your school or workplace? We offer a range of affordable solutions. Just get in touch to discuss your needs.

WONDER WOMAN’S GUIDE TO MONEY
Buy Now!How confident are you when it comes to managing your finances?
Do you have a clearly defined goal and a plan mapped out to get you there?
Or are you so busy with life’s day-to-day activities that your finances are left on autopilot?
If making financial decisions leaves you feeling overwhelmed, you are not alone. In fact, research has found that women are not as confident as men when it comes to managing finances, regardless of their actual financial literacy!
If you wish you could be better with your money but just don’t seem to have the time, this book is for you.
TRANSFORMING MONEY HABITS ACROSS AUSTRALIA

Kristine, 36 yo – Mother of Two and Mumpreneur
Thank you soooo much! So much valuable information and it really got me thinking about savings and future investments & what we need to do to get ahead!

Melissa, 28 yo – Mother of Two and Fulltime Executive Assistant
Wow. I’ve just joined the community and have found so many useful things already. Where have I been…?. Lol! Thanks so much.

Reem, 28 yo – First time Mum and Fulltime Project Officer
It’s really wonderful to be able to learn the things I need to take proper control of my finances, and I’m so grateful for the opportunity. Thanks so much!
REAL WOMEN, REAL SAVINGS
We often get asked what kind of results you can expect to see by applying some of the tips and advice we recommend to our Women with Cents. Here are some examples of recent results.

Single mum Jenny shaved two years off her mortgage and saved $67,000
Jenny, a 37 yo single mum had a $455K mortgage and only $85K in super. Even though she earns $85K a year we worked out she will have a shortfall when she retires in about 30 years. Plus, Jenny was on track to pay a whopping $373,057 in interest on her mortgage! Jenny learnt about the best way to refinance her mortgage and save over $67,000. We also taught Jenny a way to shave another 2 years off her mortgage repayments just by buying cheaper groceries!

Alexandra got an additional $95,000 for her families’ retirement and freed up $31,000 extra cash for them to use each year!
Alex and Will are 40 with 3 kids and earn $90,000 between them (before tax) each year and had $280,000 in super combined. We showed them how to consolidate their super and in the process saved them nearly $4,000 a year in super fees, which is $95,000 extra for their retirement. We also showed them a better strategy to manage their cash which freed up $31,396 a year in cash flow for them NOW and saved them over $154,000 in interest.
Transform your money
habits and your future
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The information provided by Women with Cents is general in nature. It doesn’t take into account your objectives, personal financial situation or needs. Think of it as educational material that helps you make more-informed decisions. We recommend you obtain financial, tax and credit advice specific to your situation before making any investment or financial decisions.
Sova Financial Pty Ltd Trading as Women with Cents (ABN 71 163 435 836) | Sova Financial is an authorised Credit Representative (443432) of Finsure Finance & Insurance Pty Ltd (ACL 384704, ABN 72 068 153 926) | Sova Financial is a corporate authorised representative (468977) of Shartru Wealth Management (AFSL 422409, ABN 46 158 536 871)