4 Steps to recession proof your finances

Women with CentsBlog, Budgeting, DebtLeave a Comment

There has been a lot of recent talk in the media about Australia entering its first recession in almost 30 years. This means that for many, this is the first time they have encountered a recession in their lifetime or at least in their adult years. With that in mind, let’s tackle exactly what a recession is and what you … Read More

3 steps on the road to equality

Women with CentsBlog, Budgeting, Superannuation, Uncategorized

Australian women have come a long way in recent history. The right to vote, the right to an education, the right to contraception, and freedom of choice over what we wear, who we marry (or whether we marry at all) and what we do. Women now make up close to half of the Australian workforce, and there is an increasing … Read More

5 ways to put your febfast savings to work

Women with CentsBlog, Budgeting, Insurance, Investment, Mortgage, Superannuation

If you are looking for a great opportunity to raise some money for a good cause, improve your health AND boost your bank balance, all in one swift blow, then look no further than febfast! Febfast is a fundraising initiative by Youth Support & Advocacy Service (YSAS), aimed at supporting disadvantaged young people aged 12-25. To get involved you need … Read More

It’s time to be your own hero

Women with CentsBlog, Budgeting, Debt

Traditionally, the start of the new year is a popular time to turn over a new leaf. To set some fresh goals and intentions for the year ahead, regardless of whether or not we plan to follow through with them. As I sit here today choking on a cloud of smoke and listening to news of the widespread devastation that … Read More

4 simple steps to manage your cash and stick to your goals

Women with CentsBlog, Budgeting, Debt, Uncategorized

For years my husband and I struggled with managing our cash and building up our savings. I used to have fancy spreadsheets forecasting my cash flow (that’s my inner accountant shining through!) and I spent hours calculating what bills were coming in and when, and how much to put aside. Unfortunately, there were three downsides to this approach: And the … Read More

Four tips to help you beat the Christmas blues

Women with CentsBlog, Budgeting, Debt

There is no doubt that Christmas is a time of heightened and mixed emotion. There’s of course the ever-present fantasy of having that perfect family day: Taking the kids around town to look at Christmas lights (never mind that they spend most of the car trip complaining about how long it’s taking), singing Christmas carols (also known as doing my … Read More

Ever feel like you should have achieved MORE by now?

Women with CentsBlog, Budgeting, Debt, Investment, Mortgage

Ever feel like you should be well ahead of where you are now, especially financially? That feeling as though you work so hard and yet you have nothing to show for it? This is a feeling that many of us share. What’s more, often certain milestones can exacerbate that feeling of failure such as milestone birthdays (such as turning 40), … Read More

How do I renegotiate my mortgage?

Women with CentsBlog, Mortgage

Today’s question comes straight from our community and I’ll be discussing what to expect when calling the bank to ask for a better rate on your home loan! “Hi Tash, I have a question about how best to negotiate your mortgage. I am also pregnant so refinancing isn’t possible, but negotiating sounds hard and I don’t know what they’ll ask … Read More

Are you guilty of these budgeting mistakes?

Women with CentsBlog, Budgeting

Budgeting is one of those deceptively simple things to do. If I asked you whether you know how to budget, chances are you would say yes! After all, the math of it is pretty simple – spend less than you earn. And yet, research shows that 85% of people who have a budget, don’t stick to it. Which begs the … Read More