Four musts for any new business owner

Support @ Women with CentsBlog, Budgeting, Investment

If you’re a business owner, I’m sure you’ve already learned that the to-do list never ends! Now, unfortunately I’m going to add a few things to your list, but I promise you’ll thank me later. Here are four things you need to be considering in the early stages of business. There are two types of liability insurance: public liability and … Read More

Four money management tips for brand new business

Support @ Women with CentsBlog, Budgeting, Investment

Not long ago we covered the basics of getting your business idea off the ground. If you’ve managed to get that far with your business, that’s fantastic! As a business owner myself, I’m very aware that cash is king. Without good money management practices in business, you can very quickly send yourself down the drain. So here are four of … Read More

Four to-do’s when starting your own business

Support @ Women with CentsBlog, Budgeting, Investment

So you’re thinking of starting a business? Good for you! Whether your vision is a full-scale bricks and mortar establishment, or a small work-from-home business or side-hustle, there are a few things that you should do right off the bat. Firstly, hit the Australian Securities and Investment Commission (ASIC) website to register your preferred business name. While you’re there, the … Read More

Think it doesn’t matter when you pay your bills? Think again

Support @ Women with CentsBlog, Budgeting, Mortgage

No doubt, at some point in your life you would have heard the terms ‘credit score’ or ‘credit report’ – and unfortunately you most often hear about these things at the precise moment you find out your score or report is a “bad” one. Not helpful! Well, here’s a new reason you may hear those terms: the government is mandating … Read More

The little black dress every woman needs

Women with CentsBlog, Investment

“Hi Tash, I would like to get started with investing but I find it all so overwhelming and confusing. Any advice on where to begin?” I know what you mean! There is certainly no shortage of options when it comes to investing, and if you don’t know what to look for it’s down right confusing! Investing in an index fund … Read More

I’ve paid off my mortgage, should I get a bigger house?

Women with CentsBlog, Mortgage

“Hi Tash, I’m 10 years away from retirement and have almost paid off my primary residence, a townhouse. Should I be upgrading to a bigger house?” Congratulations on paying off your home! What a great feeling. Now the first question I would ask you is why you might want to upgrade to a bigger home? Given that you are approaching … Read More

Should I invest in Bitcoin?

Women with CentsBlog, Investment

Hi Tash, all I keep seeing in the news and on my Facebook feed is bitcoin, bitcoin, bitcoin. Can you tell me what all the fuss is about? And more importantly, whether I should actually considering investing in it? All I seem to see in my feed is bitcoin too! And it’s no surprise – this year alone the value … Read More

Help – I need to make an income protection claim

Women with CentsBlog, Insurance

Hi Tash, I’m a teacher (permanently employed) and have recently been diagnosed with cancer. I’ve been put on sick leave for seven months and have enough paid sick leave to last four months. I’m using my paid sick leave to cover the initial 60 day waiting period before my income protection insurance kicks in, but I’m wondering whether I should … Read More

Emergency savings? Check. Now what?

Women with CentsBlog, Budgeting, Investment

“Hi Tash, I often hear that I should have an emergency fund which could be three months to a year of my expenses. Does that mean when I have more than this I should be spending, or investing, the money?” Well, most people tend to want to dive in head-first into investing (or spending!) their money, without really having a … Read More