If you are wanting to save more money or simply get better at saving, chances are you started at what would seem to be the most logical place – a budget. While understanding where your money is going, setting spending limits and committing to some savings goals are all great things to do, you may...
Women are often reminded of the importance of having regular check-ups: skin checks, breast exams, pap smears, the list goes on. However, a topic that we traditionally weren’t taught much about, is money. And with it, the importance of giving yourself a financial health check every once in a while – especially when you are about to make...
Have you ever wondered why even in a wealthy country like Australia, most people still struggle to achieve financial freedom? Why it seems to be that no matter how much we earn, it still feels almost impossible to save? Why no matter how many times we write out a budget, it often feels like a...
There has been a lot of recent talk in the media about Australia entering its first recession in almost 30 years. This means that for many, this is the first time they have encountered a recession in their lifetime or at least in their adult years. With that in mind, let’s tackle exactly what...
Traditionally, the start of the new year is a popular time to turn over a new leaf. To set some fresh goals and intentions for the year ahead, regardless of whether or not we plan to follow through with them. As I sit here today choking on a cloud of smoke and listening to news...
For years my husband and I struggled with managing our cash and building up our savings. I used to have fancy spreadsheets forecasting my cash flow (that’s my inner accountant shining through!) and I spent hours calculating what bills were coming in and when, and how much to put aside. Unfortunately, there were three downsides...
There is no doubt that Christmas is a time of heightened and mixed emotion. There’s of course the ever-present fantasy of having that perfect family day: Taking the kids around town to look at Christmas lights (never mind that they spend most of the car trip complaining about how long it’s taking), singing Christmas carols...
Ever feel like you should be well ahead of where you are now, especially financially? That feeling as though you work so hard and yet you have nothing to show for it? This is a feeling that many of us share. What’s more, often certain milestones can exacerbate that feeling of failure such as milestone...
Do you find yourself earning a good wage but still struggling to get ahead? If so, it is time to consider whether your job is getting in your way. This may sound counter-intuitive, given that most people assume that the more money we make, the more we can afford to save and the more wealth...
It is the start of a new financial year, and the perfect opportunity to turn over a new leaf with your money or inject some fresh momentum into your new year’s goals. But let me ask you this: when was the last time you paused for a moment to picture precisely what it is that...
