It’s time to be your own hero

Women with CentsBlog, Budgeting, Debt

Traditionally, the start of the new year is a popular time to turn over a new leaf. To set some fresh goals and intentions for the year ahead, regardless of whether or not we plan to follow through with them. As I sit here today choking on a cloud of smoke and listening to news of the widespread devastation that … Read More

4 simple steps to manage your cash and stick to your goals

Women with CentsBlog, Budgeting, Debt, Uncategorized

For years my husband and I struggled with managing our cash and building up our savings. I used to have fancy spreadsheets forecasting my cash flow (that’s my inner accountant shining through!) and I spent hours calculating what bills were coming in and when, and how much to put aside. Unfortunately, there were three downsides to this approach: And the … Read More

Four tips to help you beat the Christmas blues

Women with CentsBlog, Budgeting, Debt

There is no doubt that Christmas is a time of heightened and mixed emotion. There’s of course the ever-present fantasy of having that perfect family day: Taking the kids around town to look at Christmas lights (never mind that they spend most of the car trip complaining about how long it’s taking), singing Christmas carols (also known as doing my … Read More

Ever feel like you should have achieved MORE by now?

Women with CentsBlog, Budgeting, Debt, Investment, Mortgage

Ever feel like you should be well ahead of where you are now, especially financially? That feeling as though you work so hard and yet you have nothing to show for it? This is a feeling that many of us share. What’s more, often certain milestones can exacerbate that feeling of failure such as milestone birthdays (such as turning 40), … Read More

Is your job costing you money?

Women with CentsBlog, Budgeting, Debt

Do you find yourself earning a good wage but still struggling to get ahead? If so, it is time to consider whether your job is getting in your way. This may sound counter-intuitive, given that most people assume that the more money we make, the more we can afford to save and the more wealth we can accumulate. However, quite … Read More

My $150,000 mistake

Women with CentsBlog, Budgeting, Debt, Insurance

The biggest mistake I ever made was not paying enough attention to life insurance while I was young, fit and healthy. I first came across the term ‘life insurance’ when I was in my mid-twenties. I had just landed a corporate role at KPMG, and one of the perks was a life insurance policy and some income protection, paid for … Read More

5 Questions to help you Recharge and Reset for the New Year

Women with CentsBlog, Budgeting, Debt

With yet another new year upon us, the holiday period is a great opportunity to recharge, reset and if need be, turn over a new leaf. It is also a popular time for setting some new goals, which, lets face it, we have often long given up on by the time March rolls around. In order to have a greater … Read More

This credit card myth could be keeping you in debt!

Support @ Women with CentsBlog, Debt

This week I am turning myth-buster to answer a question that I received from the Women with Cents community: “We currently have a credit card debt of around $2,800 and it’s the only debt we have. We are hoping to buy a home in the next couple of years and since all our big purchases have been paid in cash … Read More

Drowning in debt? Here’s what you can do.

Women with CentsDebt

Have you heard of the Australian Debt Clock? If you haven’t its worth looking at. It tallies, live, the amount of debt that Australian’s have – and let me tell you, it goes up faster than you can imagine. And those numbers will be well and truly out of date by the time I send this blog! So if you’re … Read More