Is your job costing you money?

Women with CentsBlog, Budgeting, Debt

Do you find yourself earning a good wage but still struggling to get ahead? If so, it is time to consider whether your job is getting in your way. This may sound counter-intuitive, given that most people assume that the more money we make, the more we can afford to save and the more wealth we can accumulate. However, quite … Read More

The secret to maximising your tax return

Women with CentsBlog, Budgeting, Uncategorized

As an accountant I am a strong advocate of planning your tax return at the start of the financial year, rather than a last minute dash in the last week of June. Doing so means that you can be a lot more strategic with how you use your money – for example it is a false economy to spend money … Read More

The (surprisingly simple) way I saved $18,000

Women with CentsBlog, Budgeting, Uncategorized

As a finance expert I am often writing about the costs of the lazy tax and the savings we stand to make by shopping around. Despite this, I too am guilty of the occasional slip up and still remain surprised as to how much we stand to save by making a few phone calls, and checking whether we are still … Read More

Don’t forget to do this before 1 July!

Women with CentsBlog, Superannuation, Uncategorized

If you’re anything like most people, chances are that any letters or statements from your super fund immediately go either in the bin or in a non-urgent pile of mail to be dealt with at a later time. However, hidden in among those letters rests something very important, that has the potential to significantly affect your income in the future. … Read More

6 simple ways to boost your super while on maternity leave

Women with CentsBlog, Superannuation

When it comes to couples deciding who should stay at home to look after the kids, it is not uncommon for women to be the ones to take an extended career break, especially when you consider the cost of childcare. A 2018 KPMG report titled The cost of coming back: Achieving a better deal for working mothers, found that for … Read More

My $150,000 mistake

Women with CentsBlog, Budgeting, Debt, Insurance

The biggest mistake I ever made was not paying enough attention to life insurance while I was young, fit and healthy. I first came across the term ‘life insurance’ when I was in my mid-twenties. I had just landed a corporate role at KPMG, and one of the perks was a life insurance policy and some income protection, paid for … Read More

Owning a home is about to get more expensive…unless we act.

Women with CentsBlog, Mortgage

The Final report of the Banking Royal Commission into the Misconduct in the Banking, Superannuation, and Financial Services Industry was released on the 4th February 2019. One of the recommendations in particular has been receiving a lot of media attention and has been the subject of some heated debates. This is because, if implemented, it has the potential to severely … Read More

5 Questions to help you Recharge and Reset for the New Year

Women with CentsBlog, Budgeting, Debt

With yet another new year upon us, the holiday period is a great opportunity to recharge, reset and if need be, turn over a new leaf. It is also a popular time for setting some new goals, which, lets face it, we have often long given up on by the time March rolls around. In order to have a greater … Read More