Are you guilty of these budgeting mistakes?

Women with CentsBlog, Budgeting

Budgeting is one of those deceptively simple things to do. If I asked you whether you know how to budget, chances are you would say yes! After all, the math of it is pretty simple – spend less than you earn. And yet, research shows that 85% of people who have a budget, don’t stick to it. Which begs the … Read More

Six steps to overcoming self-doubt

Women with CentsBlog, Budgeting, Uncategorized

There is no doubt that as women, we are particularly prone to second guessing ourselves, especially when it comes to money. In fact, research by the Association of Financial Advisers recently found that even women with high levels of financial knowledge, ranked themselves on par with men of low levels of financial knowledge. It is something I see on a … Read More

Is your job costing you money?

Women with CentsBlog, Budgeting, Debt

Do you find yourself earning a good wage but still struggling to get ahead? If so, it is time to consider whether your job is getting in your way. This may sound counter-intuitive, given that most people assume that the more money we make, the more we can afford to save and the more wealth we can accumulate. However, quite … Read More

The secret to maximising your tax return

Women with CentsBlog, Budgeting, Uncategorized

As an accountant I am a strong advocate of planning your tax return at the start of the financial year, rather than a last minute dash in the last week of June. Doing so means that you can be a lot more strategic with how you use your money – for example it is a false economy to spend money … Read More

The (surprisingly simple) way I saved $18,000

Women with CentsBlog, Budgeting, Uncategorized

As a finance expert I am often writing about the costs of the lazy tax and the savings we stand to make by shopping around. Despite this, I too am guilty of the occasional slip up and still remain surprised as to how much we stand to save by making a few phone calls, and checking whether we are still … Read More

My $150,000 mistake

Women with CentsBlog, Budgeting, Debt, Insurance

The biggest mistake I ever made was not paying enough attention to life insurance while I was young, fit and healthy. I first came across the term ‘life insurance’ when I was in my mid-twenties. I had just landed a corporate role at KPMG, and one of the perks was a life insurance policy and some income protection, paid for … Read More

5 Questions to help you Recharge and Reset for the New Year

Women with CentsBlog, Budgeting, Debt

With yet another new year upon us, the holiday period is a great opportunity to recharge, reset and if need be, turn over a new leaf. It is also a popular time for setting some new goals, which, lets face it, we have often long given up on by the time March rolls around. In order to have a greater … Read More