Whether you are a casual employee or self-employed, living on a variable income can feel like a constant case of one step forward two steps back. For a long time my husband and I struggled with managing our cash and building up our savings because we are both self-employed and on variable incomes. Because we...
As a society we have become comfortable discussing just about any topic – sex, religion, politics, health, marriage, fertility, parenting, the list goes on. However, two topics still remain deeply intimate and largely taboo. The first topic is money. And the second is mental health. Given that money has been found to be the leading...
Going through a divorce can be an expensive and exhausting process. When so much of your energy has been focused on just getting through it, it is not unusual to find yourself on the other side of it, wondering– what do I do now that it’s done? As everyone around you chimes in with their...
One of the most common questions I get asked is “how do I stick to my budget?” It can seem that no matter how much you earn or how hard you try life has other plans for your bank account. So if saving money feels like a case of one step forward, five steps back,...
Since the start of COVID-19, the economic recession has been becoming more and more of a reality, and over the coming months, there will be a lot of challenges. For some, this is the most terrifying part of the pandemic: how do I deal with the impending changes and set-backs? I mentioned before that the...
Have you ever wondered why even in a wealthy country like Australia, most people still struggle to achieve financial freedom? Why it seems to be that no matter how much we earn, it still feels almost impossible to save? Why no matter how many times we write out a budget, it often feels like a...
As I’m sure we’re all aware, the job market is changing, and changing rapidly. I’ve heard that many women in our community have lost their jobs, and unfortunately that’s not just from COVID. Businesses and the economy are entering their first recession in a long time. It’s hard to know exactly how the job market...
If there is one thing that this year has taught us, it’s that an emergency can strike when you least expect it. Through my own experience as well as through hearing countless stories from others who have been affected by bushfires, cancer, war and numerous other tragedies, one thread is common: no one thought it...
There has been a lot of recent talk in the media about Australia entering its first recession in almost 30 years. This means that for many, this is the first time they have encountered a recession in their lifetime or at least in their adult years. With that in mind, let’s tackle exactly what...
With tax time not that far away, if you are now required to work from home due to COVID19 you are probably wondering whether there are extra deductions you can claim at tax time. And the clear and unequivocal answer is: Yes! Here are the top 5 things you need to know about claiming work...
