3 steps on the road to equality

Women with CentsBlog, Budgeting, Superannuation, Uncategorized

Australian women have come a long way in recent history. The right to vote, the right to an education, the right to contraception, and freedom of choice over what we wear, who we marry (or whether we marry at all) and what we do. Women now make up close to half of the Australian workforce, and there is an increasing … Read More

4 simple steps to manage your cash and stick to your goals

Women with CentsBlog, Budgeting, Debt, Uncategorized

For years my husband and I struggled with managing our cash and building up our savings. I used to have fancy spreadsheets forecasting my cash flow (that’s my inner accountant shining through!) and I spent hours calculating what bills were coming in and when, and how much to put aside. Unfortunately, there were three downsides to this approach: And the … Read More

Six steps to overcoming self-doubt

Women with CentsBlog, Budgeting, Uncategorized

There is no doubt that as women, we are particularly prone to second guessing ourselves, especially when it comes to money. In fact, research by the Association of Financial Advisers recently found that even women with high levels of financial knowledge, ranked themselves on par with men of low levels of financial knowledge. It is something I see on a … Read More

The secret to maximising your tax return

Women with CentsBlog, Budgeting, Uncategorized

As an accountant I am a strong advocate of planning your tax return at the start of the financial year, rather than a last minute dash in the last week of June. Doing so means that you can be a lot more strategic with how you use your money – for example it is a false economy to spend money … Read More

The (surprisingly simple) way I saved $18,000

Women with CentsBlog, Budgeting, Uncategorized

As a finance expert I am often writing about the costs of the lazy tax and the savings we stand to make by shopping around. Despite this, I too am guilty of the occasional slip up and still remain surprised as to how much we stand to save by making a few phone calls, and checking whether we are still … Read More

Don’t forget to do this before 1 July!

Women with CentsBlog, Superannuation, Uncategorized

If you’re anything like most people, chances are that any letters or statements from your super fund immediately go either in the bin or in a non-urgent pile of mail to be dealt with at a later time. However, hidden in among those letters rests something very important, that has the potential to significantly affect your income in the future. … Read More

Three ways to save on your home loan

Women with CentsBlog, Mortgage, Uncategorized

Don’t think you can afford to put more on your mortgage? Actually, you probably can! Lenders will generally calculate your ability to service your loan at a higher interest rate than what they actually offer you. Why? So that if interest rates go up they know that you can still afford your repayments.   So this means that you can actually … Read More

Women are awesome, and yet…

Women with CentsBlog, Budgeting, Investment, Mortgage, Superannuation, Uncategorized

Women. Are. Awesome. In case you need it, here’s proof. On top of it all, we work, cook, clean, shop, chauffeur, pay bills – often all simultaneously. You do it, I do it, together we kick some serious butt! Unfortunately, despite how awesome women are… we still tend to pass the buck on important money matters. Divorce, which is becoming … Read More

I’m separated, should I be investing?

Women with CentsBlog, Investment, Superannuation, Uncategorized

Last week I brought you a community question and covered off part 1 of my answer. Here’s a reminder: “Hi Tash, I’m separated and we have just sold our property. Something that I would love advice on is where I should put my money that I receive from the sale. I can’t afford to buy, but want to know what is … Read More

I’m separated, what now?

Women with CentsBlog, Budgeting, Insurance, Investment, Uncategorized

“Hi Tash, I’m separated and we have just sold our property. Something that I would love advice on is where I should put my money that I receive from the sale. I can’t afford to buy, but want to know what is best? I do want to purchase a couple of items of furniture, but what percentage should I budget … Read More