6 simple ways to boost your super while on maternity leave

Women with CentsBlog, Superannuation

When it comes to couples deciding who should stay at home to look after the kids, it is not uncommon for women to be the ones to take an extended career break, especially when you consider the cost of childcare. A 2018 KPMG report titled The cost of coming back: Achieving a better deal for working mothers, found that for … Read More

My $150,000 mistake

Women with CentsBlog, Budgeting, Debt, Insurance

The biggest mistake I ever made was not paying enough attention to life insurance while I was young, fit and healthy. I first came across the term ‘life insurance’ when I was in my mid-twenties. I had just landed a corporate role at KPMG, and one of the perks was a life insurance policy and some income protection, paid for … Read More

Owning a home is about to get more expensive…unless we act.

Women with CentsBlog, Mortgage

The Final report of the Banking Royal Commission into the Misconduct in the Banking, Superannuation, and Financial Services Industry was released on the 4th February 2019. One of the recommendations in particular has been receiving a lot of media attention and has been the subject of some heated debates. This is because, if implemented, it has the potential to severely … Read More

5 Questions to help you Recharge and Reset for the New Year

Women with CentsBlog, Budgeting, Debt

With yet another new year upon us, the holiday period is a great opportunity to recharge, reset and if need be, turn over a new leaf. It is also a popular time for setting some new goals, which, lets face it, we have often long given up on by the time March rolls around. In order to have a greater … Read More

Three ways to save on your home loan

Women with CentsBlog, Mortgage, Uncategorized

Don’t think you can afford to put more on your mortgage? Actually, you probably can! Lenders will generally calculate your ability to service your loan at a higher interest rate than what they actually offer you. Why? So that if interest rates go up they know that you can still afford your repayments.   So this means that you can actually … Read More

Raising money savvy kids

Women with CentsBlog, Budgeting

Have you ever stopped to ponder about where your stories or beliefs about money come from and how they influence your spending habits? Last weekend, I realised that baby Emma (who is now 10 months old, where did the time go!) is in need of a walker. Rather than go to the nearest store, I had a look for a … Read More

This credit card myth could be keeping you in debt!

Support @ Women with CentsBlog, Debt

This week I am turning myth-buster to answer a question that I received from the Women with Cents community: “We currently have a credit card debt of around $2,800 and it’s the only debt we have. We are hoping to buy a home in the next couple of years and since all our big purchases have been paid in cash … Read More

How the Royal Commission will impact home loans…

Women with CentsBlog, Mortgage

Amongst all the questions I’ve been asked about the Royal Commission, the most asked continues to be… “I have heard that as a result of the Royal Commission it will be harder to get a home loan. Is that true??” Well, the answer is yes. But don’t panic. The reality is that it has been getting harder and harder to … Read More